Showing Tag: "mountain" (Show all posts)

Newsletter - July 2009

Posted by Alicia Ramirez on Friday, July 3, 2009, In : Newsletters

The July 2009 newsletter includes topics such as:

"Real Estate Outlook: Recovery Underway";
"Key to Earning Energy-Efficiency Tax Credits";
"Finding the Perfect Neighborhood";
"Your Front Porch May Help Sell Your Home";
"Appraisers Advise Sellers How to Get Top Dollar";

Plus a roundup of June real estate activity as well as much more advice and information.

I hope you enjoy this monthly newsletter.

Childhood Memories

Posted by Alicia Ramirez on Monday, June 8, 2009, In : Just for fun - Non real estate related

Today I had my favorite, a piece of cold chicken. My husband gets upset with me when I don't warm it up. I tell him I like it that way because it reminds me of those family picnics I went on when my mom cooked up a bunch of chicken legs and threw them in the cooler.

What foods remind you of your childhood?
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Can I Use the $8000 Tax Credit for My Down Payment?

Posted by Alicia Ramirez on Friday, June 5, 2009, In : Financing

Many of you have asked if you can use the $8000 credit for your down payment. The answer is yes and no.

FHA-approved lenders can develop bridge loans that home buyers can use to help cover closing costs, buy down their interest rate, or put down more than the minimum 3.5 percent. The homebuyer still needs a down payment of 3.5% of the purchase price but may increase the down payment by using the tax credit. Buyers must use FHA-backed financing with an FHA-approved lender.

For more on the tax c...

Introduction

Posted by Alicia Ramirez on Monday, May 25, 2009, In : Central Valley CA Real Estate

This is my first post on this new site. I hope to keep everyone informed of the real estate market activity in Tracy, Mountain House, Manteca, Lathrop, and surrounding areas in the Central Valley.

Occasionally I will post items that are of personal interest to me. So this blog will be a mixture of business and pleasure.
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